4 Point Inspection & Insurance Reports

Other common questions about 4-point inspections:

Can I use this type of inspection in lieu of a full home inspection?
No. This type of inspection is not intended for use as a pre-sale or prepurchase inspection, and will never replace a comprehensive full Home Inspection. A 4-point inspection is specifically geared for your insurance needs, and will not contain the type of information you need to make an informed decision for purchase.

Will you guarantee that the 4-Point Inspection you provide allows me to be approved for insurance?
Unfortunately, we are not an insurance company nor are we employed by one. As such, we do not know what any insurance company really needs or wants. We will provide an accurate and thorough evaluation of the four systems in the 4-point inspection.


If you need a 4-Point Inspection, please ask the following three (3) questions of your insurance company:

1. Do you require a specific form be used for this inspection?
Here at First Choice Building Inspections, we use an insurance inspection form that is generally accepted in most cases. However, if your insurance company requires that a special form be used, we will be happy to fill out that form in addition to our 4-point inspection form.

2. Do you require a trades person with a specific state license sign the inspection report?
We are only licensed as Home Inspectors. Sometimes the insurance company will require Electrician, Plumber or General Contractor licensing. In that case, we will not be able to complete the form. Please let us know when you contact us.

3. Do you require photographs?
Our standard 4-point inspection comes complete with digital photographs of the property.